Newmarket Real Estate Information for Home Buyers

Shopping for a new Newmarket home can take alot of time out of your busy day. 

That is why you need a Newmarket Real Estate Professional like me!  You will not only save time and money, but as a Newmarket Real Estate Professional and member of the Toronto Real Estate Board (TREB), I can find you exactly what you are looking for in much less time. 

Use my custom Newmarket MLS to search all the active listings on the MLS.  When you've found something of interest, contact me directly at 905-836-1212 and I'll help you with the details.

Did you know, I can setup a Custom VIP Buyer's email Program for your Newmarket Real Estate searches based on the information you provide and send you listings on only the homes that match your criteria?

This saves you both time and money and avoids the costs associated with viewing Newmarket real estate homes for sale you are not interested in or that don't match your exact criteria. 

My services don't stop there!

Once we begin the process of purchasing your new Newmarket Real Estate home, I will guide you through the process of obtaining the appropriate Home Inspections,  Mortgage Financing, Home Owners Insurance and a host of other discounted services offered by Royal LePage York North Realty.

Contact me today 905-836-1212 for more information on how I can help you find a home in Newmarket, Aurora, Bradford, Keswick, and East Gwillimbury.

*OAC. Rates subject to change without notice. *Posted rates as per TD Bank

Lisa Tomlinson, AMP Mortgage Planner Office: (905) 898-4228, ext. 115 Cell: (905) 836-3904

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February 16th, 2010 

Ottawa has made some changes to the qualifications of obtaining a mortgage. Please read the brief summary below. These changes are slated to take effect April 19th.

If you have been planning to enter into the Newmarket housing market or plan to purchase Newmarket homes for investment purposes, please contact me so we can get this going before April 19th.

This morning Finance Minister Jim Flaherty made the following three announcements to mortgage insurance rules:  

• Variable mortgages qualified at five year fixed rate;
• Refinancing limited to 90% instead of 95%;
• Non owner occupied residences require 20% down payment;?

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Royal LePage York North Realty forecasts 2010

After a slow start to 2009 Newmarket homes sales rebounded during the second half of 2009. 

Newmarket real estate market to continue strong gains in the first half of 2010 with demand and supply finding balance in the second half of the year.

Newmarket's real estate market is forecast to remain unusually strong through the first half of 2010 as economic conditions across the country improve and the stimulus impact of low interest rates continues to stoke demand, according to today's Royal LePage House Price Survey and Market Survey Forecast. As confidence in the recovery builds in early 2010, increases in average house price levels and overall market activity are expected to continue. The gradual erosion of affordability driven by higher house prices and the expected late-year modest upward movement of interest rates, together with an improvement in listings supply as confidence improves, are expected to bring the market back into balance in the second half of the year, when home price increases are expected to moderate.

"The Canadian real estate market enters 2010 with considerable momentum from a unusually strong finish to the previous year, said Phil Soper, president and chief executive, Royal LePage Real Estate Services. "The stimulus effect of low borrowing costs has contributed to a sharp rise in demand that has driven activity levels to new highs. This demand, coupled with a typical seasonal undersupply of homes for sale, should cause home prices to continue to appreciate significantly during the early months of the year. Improving supply as the year unfolds and easing demand as the cost of home ownership rises should moderate home price increases in the second half of 2010."

In contrast to the difficult months during the worst of the recession, house prices appreciated during the later part of 2009, with fourth quarter price averages surpassing averages from the fourth quarter 2008. The average price of detached bungalows rose to $315,055 (up 6.0%), the price of standard two-storey homes rose to $353,026 (up 5.2%), and the price of a standard condominium rose to $205, 756 (up 6.4%). The first two quarters of 2009 saw significant year-over-year price declines across the housing types surveyed and the third quarter provided the first signs saw a strong rebound in Canadian home values.

In today's competitive real estate market, timing is everything. Many good Newmarket homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Newmarket with my New Buyer VIP Program. 

Whether you are buying or selling your Newmarket home, hire someone like me, who wants to earn your business. I invite you to contact me as I'd be happy to assist you with this important transaction.

In addition, if you have any general questions about buying or selling real estate in Newmarket, Ontario, please contact me as I'm more than willing to help. 

Please browse my website below for listings, reports and important Newmarket real estate information.

Thanks again                                                  BEST MORTGAGE RATES  

Chris Seney
Royal LePage York North Realty                    MORTGAGE PAYMENT CALCULATOR

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